Housing records for CMHC Section 95, Section 10 and band-funded homes

Why the funding source belongs on every record

Most First Nations housing portfolios are a mix: homes built under CMHC’s Section 95 on-reserve non-profit program, homes under Section 10, band-owned housing, and renovations paid for from yet other sources. When that information lives in a separate spreadsheet — or only in someone’s memory — every funder request turns into days of digging.

Nation Pathways keeps the funding program on the unit itself, so it travels with the home’s whole history.

Funding tracked per unit and per renovation

Each unit and each renovation records its funding program:

• CMHC Section 95
• Section 10
• Band Housing
• Band Rep
• FNCFS

The inventory shows it at a glance alongside status, bedrooms, rent and tenant, and every home — and community building — keeps its condition, inspection dates and history in the same record.

Funder correspondence filed on the right unit

Your nation gets its own intake email address. Staff forward tenant and funder emails to it and triage them onto the right unit’s file, attachments included — so the letter about a Section 95 home is on that home’s record, not in one person’s inbox.

Inspections and condition, on the record

Room-by-room inspection reports with photos build a condition history for each unit, and an inspection can spawn work orders on the spot. Renovation scopes, tenders, awards and progress payments are tracked against the work order, so the question “what was done to this house, when, and with which money?” has a documented answer.

Rent tied to a published baseline

Rents are set by a model with a CMHC market-rent baseline, income-assistance shelter rates and an age-based adjustment schedule your nation versions and dates — and every rent keeps a record of the schedule it came from. More on rent and arrears.

Capital funding and claims

For new builds and lot development, a capital project can carry several funders, each with its funding agreement on file, and claims are billed against the right one. One click produces a funder-ready claim package. More on capital projects.

Answer with a report, not a search

Leadership gets a read-only Reports dashboard of housing KPIs, project status reports are one click away as a PDF, and every change is in an append-only audit log — so when a funder or Chief & Council asks a question, the answer is minutes away, not meetings away.

CMHC is Canada Mortgage and Housing Corporation. Program names are used here only to describe the records the software keeps; Nation Pathways is not affiliated with or endorsed by CMHC, and does not replace a nation’s own reporting obligations under its agreements.